Debt & equity fund raising
VCS excels in arranging debt from banks and NBFCs for both established businesses and new greenfield projects, ensuring competitive rates and swift approvals. Our expertise covers term loans for expansions, working capital for operations, and specialized financing like project loans.
| Product | Suitable For | Providers |
|---|---|---|
| Term Loans | Greenfield projects, expansions, fixed assets (1-10 years tenure) | Banks (e.g., SBI, BOB), NBFCs |
| Working Capital Loans (Cash Credit, Overdraft) | Day-to-day operations, inventory, wages (short-term, flexible) | Banks, NBFCs (co-lending models) |
| Project Finance | New greenfield infrastructure, renewables | Banks, NBFCs (15-17% growth in FY26) |
| NBFC Bonds/Green Bonds | Sustainable projects, MSME lending | NBFCs |
Process
We start by assessing your business plan and funding needs, prepare financial projections and documents, approach lenders via co-lending partnerships, negotiate terms, and handle disbursal—typically 4-8 weeks. In case of green field projects disbursal may take 12 to 18 weeks.
Benefits
Access lower-cost capital than equity (8-12% rates), flexible repayment tied to cash flows, no ownership dilution, and scalability for MSMEs amid NBFC credit expansion to ₹50 lakh crore by 2027.
VCS guides SMEs through private equity infusions and IPOs, unlocking growth capital without debt burdens for scaling operations or market entry. We position your business to attract investors seeking high-potential Indian firms.
| Product | Description | Platforms |
|---|---|---|
| Private Equity / Growth Capital | Minority stakes for expansion (₹10-50 crore) or inducting a major partner (₹100-500 crore) | PE/VC funds |
| IPO | Public listing for SMEs | NSE Emerge, BSE SME |
Process
For PE: Pitch deck creation, investor outreach, due diligence, term sheet negotiation (3-6 months).
For IPO: Eligibility check (₹1 crore net worth, 3-year track record), DRHP filing with SEBI, roadshows, listing (6-9 months).
Benefits